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Old vs New Tax Regime Comparator

Updated with Finance Act provisions for Standard Deduction (₹75k), Surcharge & 87A Rebate.

Deductions (Applicable for Old Regime)

Tax Recommendation

Old Tax Regime is Beneficial

You save ₹53,560 by opting for the Old Tax Regime.

Net Annual Savings

₹53,560

Computation of Total Income & Tax Liability

Client: Ramesh Kumar | PAN: ABCDE1234F | Assessment Year: 2027-28

Rules: Finance Act 2026
ParticularsOld Tax RegimeNew Tax Regime (115BAC)
Gross Total Income₹19,50,000₹19,50,000
Less: Standard Deduction u/s 16(ia)- ₹50,000- ₹75,000
Less: Chapter VI-A & Other Deductions- ₹6,05,000Not Allowed
Net Taxable Income₹12,95,000₹18,75,000
Tax Computed on Slabs₹2,01,000₹2,52,500
Less: Rebate u/s 87A- ₹0- ₹0
Add: Health & Education Cess (4%)₹8,040₹10,100
Total Tax Payable₹2,09,040₹2,62,600
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Statutory & Compliance Disclaimer

This tool is an automated calculation, formatting, and compliance aid provided for informational purposes only. It does not constitute formal legal, taxation, or professional auditing advice. Calculations, citations, and draft documents must be independently verified by a qualified Chartered Accountant (CA) or Company Secretary (CS) against statutory provisions and applicable ICAI/ICSI guidelines before execution or certification.